How to pay no council tax if your only income is not counted like PIP

 I received a summons from Cambridge city council because I was busy trying not to be evicted and trying to get the court to accept my claim against Carla Buey. She and the the housing team from Cambridge City council decided that they would try to evict me. You have seen the Daniel Reynard video of his unannounced visits. Daniel reynard first tried to illegally evict me on 11 Sept 2026. 

Before I give a template for (my only income is PIP please give me a 100% Ctax discount) below - let me explain how universal credit Cambridge staff, and Cambridge city council staff tried to illegally evict me.

Basically Council's cannot start evictions if your are unwell, entitled to universal credit, and if there are any problems with equality act, human rights. That is the Pre-Action Protocol for Possession Claims by Social Landlords. So what Daniel Reynard did was to create a report stating that I was well, and did not include the problems I told him. He, and the council, knew that I was having problems with universal credit. But he just fabricated a report, then send a notice of seeking possession based on this.  then used this to start the illegal eviction. Then he, Daniel Reynard made another unannounced visit in February 2026.

The police said that Daniel Reynard and Carla Buey attempts to evict me , were not crimes, but civil matters, and part of Cambridge complaints.

1 Unlawful eviction and harassment of occupier. ... (2) If any person unlawfully deprives the residential occupier of any premises of his occupation of the premises or any part thereof, or attempts to do so, he shall be guilty of an offence unless he proves that he believed, and had reasonable cause to believe, that the residential occupier had ceased to reside in the premises.

(3) If any person with intent to cause the residential occupier of any premises— (a) to give up the occupation of the premises or any part thereof; or (b) to refrain from exercising any right or pursuing any remedy in respect of the premises or part thereof; does acts likely to interfere with the peace or comfort of the residential occupier or members of his household, or persistently withdraws or withholds services reasonably required for the occupation of the premises as a residence, he shall be guilty of an offence.

A landlord making unannounced visit is harassment. Daniel Reynard made two, about the same thing. 

It is not reasonable for a person looking at Daniel Reynard, knowing that i was disable, and then writing that I was well. It is also not reasonable, when removing that and other information, would allow him to start an eviction. That would make the attempted eviction criminal.

So while figuring that Carla Buey, and Daniel Reynard, preplanned my eviction for a police complaint, I got a summons was to appear for "non payment"

Cambridge Ctax discounts

Discretionary Council Tax Reduction

"We can provide short-term financial support to households who are unable to pay their Council Tax bill."

https://www.cambridge.gov.uk/discretionary-council-tax-reduction

Council Tax Reduction

"Council Tax Reduction (sometimes known elsewhere as Council Tax Support) helps residents on low incomes who are struggling to pay their Council Tax."

https://www.cambridge.gov.uk/council-tax-reduction

Download the councils schemes

Our schemes

• Council Tax reduction scheme: Working age_[PDF, 2.5MB] 

• Council Tax reduction scheme: Pensioners [PDF, 1.5MB]

This is the class D no income.

Discretionary can 

The following is taken from is the schedule on Cambridge City Council Council Tax Reduction Scheme 2025 (Persons who are not Pensioners).

"14c. Procedure for applying for a discretionary reduction [67]

(1) An application to the authority for a reduction under section 13A(1)(c) of the 1992 Act must be made-

(a) in writing,

(b) by means of an electronic communication in accordance with Part 5: or

(c) where the authority has published a telephone number for the purpose of receiving such applications, by telephone.

(2) Where—

(a) the authority has made a determination under section 13A(1)(c) in relation to a class of ase in which liability is to be reduced; and a person in that class would otherwise be entitled to a reduction under its scheme, that person's application for a reduction under the authority's scheme may also be treated as an application for a reduction under section 13A(1)(c)."

"37. Class D: persons who are not pensioners whose income is no greater than the applicable amount"7

On any day Class D consists of any person who is not a pensioner-

(a) who is for that day liable to pay council tax in respect of a dwelling of which he is a resident;

(b) who, subject to paragraph 40 (periods of absence from a dwelling), is not absent from the dwelling throughout the day;

(c) in respect of whom a maximum council tax reduction amount can be calculated;

(d) who does not tall within a class of person not entitled to a reduction under paragraphs 12, 13, 42 and 43 of this scheme;

(e) whose income (if any) for the relevant week is equal to or less than his applicable amount;

(f) who has made an application, or is treated as having made an application, for a reduction under this scheme;

(g) who does not possess capital of more than £16,000, and

(h) who neither has, nor jointly with his partner has, an award of universal credit."

...

"SCHEDULE 4 [183] - Capital disregards in a case falling within Class D or Class E

• Any payment made to the applicant in respect of any childcare, travel or other expenses incurred, or to be incurred, by him in respect of his participation in the Work for Your Benefit Pilot Scheme.

... < (means that I have missed parts out of the scheme.)

11. Any disability living allowance or personal independence payment, or an AFIP.

12. Any concessionary payment made to compensate for the non-payment of—

(a) any payment specified in paragraph 11 or 14;

(b) income support;

(c) an income-based jobseeker's allowance;

(d) an income-related employment and support allowance.

13. Any mobility supplement under article 20 of the Naval, Military and Air Forces Etc. (Disablement and Death) Service Pensions Order 2006 (including such a supplement by virtue of any other scheme or order) or under article 25A of the Personal Injuries (Civilians) Scheme 1983 or any payment intended to compensate for the non-payment of such a supplement.

14. Any attendance allowance."

COPY and amend my application.

APPLICATION FOR DISCRETIONARY COUNCIL TAX REDUCTION AND CLASS D COUNCIL TAX REDUCTION

Executive Summary

This is a formal application submitted by Ryan Tremble-Niccolls (the Applicant) for: 

A 100% Council Tax Reduction (CTR) under Class D of the Cambridge City Council Council Tax Reduction Scheme (Persons who are not Pensioners) (the Scheme); and

A discretionary reduction of all remaining liability and summons costs to nil under Section 13A(1)(c) of the Local Government Finance Act 1992 (the 1992 Act). 

Facts

For the purposes of this application, I am the sole secure tenant of 3 Caledon Way, Cambridge, CB4 2UT, a property rented from Cambridge City Council. I am a highly vulnerable, disabled adult whose sole source of income is Personal Independence Payment (PIP). Under Schedule 3 of the Scheme, PIP is fully disregarded when calculating income. Consequently, I have an applicable weekly income of £0.00. This £0.00 falls below the applicable amount under the Scheme, qualifying me for a full 100% reduction of my council tax liability.

I discovered that I have been served a court summons (Account 6992863X) for non-payment of council tax for the period from 1 April 2026 to 31 March 2027, demanding a total sum of £1,509.09 (consisting of £1,439.09 in council tax and £70.00 in summons costs). The hearing is scheduled to take place at Peterborough Magistrates' Court on 29 July 2026 at 9:30 am.

I intend to present this application, and the correspondence surrounding it, to the Magistrates' Court on 29 July 2026 if the application is not accepted and the summons is not dismissed, in support of my application under common law for improper purpose.

[section on council harassment from 2019 to 2026 removed]

Health and Vulnerability

The Council knows that I am a vulnerable adult with complex cognitive and mental health needs, including: 2.1.1 Depression and anxiety. 2.1.2 Attention Deficit Hyperactivity Disorder (ADHD). 2.1.3 Dyslexia. 2.1.4 Post-Traumatic Stress Disorder (PTSD). 2.1.5 Pending clinical assessment for Autism Spectrum Disorder (ASD). 2.1.6 Memory problems.

I receive Personal Independence Payment (PIP) as a result of these conditions. PIP is my sole source of income. I am currently unable to work due to my severe health conditions.

Class D Council Tax Reduction Entitlement

Under the Scheme, I meet all criteria for Class D Council Tax Reduction:  I am a resident liable to pay council tax in respect of a dwelling of which I am a resident, satisfying paragraph 37(a) of the Scheme. I am not absent from the dwelling throughout the day, satisfying paragraph 37(b). I do not fall within any class of person not entitled to a reduction, satisfying paragraph 37(d). My capital does not exceed £16,000, satisfying paragraph 37(g).  I do not have an award of Universal Credit, satisfying paragraph 37(h).  My weekly income is £0.00, which is less than the applicable amount, satisfying paragraph 37(e). PIP is my sole income, and pursuant to Schedule 3 of the Scheme, the entirety of PIP is fully disregarded. Therefore, my income for the purposes of the CTR calculation is £0.00.

Under paragraph 47(1) of the Scheme, the maximum council tax reduction for a person in Class D is 100% of the amount for which I am liable. The end of calculation deduction under paragraph 49A of the Scheme is zero percent.

Accordingly, I am entitled to a full 100% reduction under the Scheme, reducing my council tax liability for the 2026/2027 financial year to nil.

Application for Discretionary Reduction under Section 13A(1)(c)

Under Section 13A(1)(c) of the 1992 Act, the billing authority has the power to reduce the amount of council tax payable to such extent as it thinks fit, including to nil. This includes the power to write off summons costs.

I request that the Council exercise its discretion under Section 13A(1)(c) to reduce my entire liability, including the £70.00 summons costs, to nil on the grounds of:

Severe financial hardship: I have no income other than PIP, which is a non-taxable benefit designed to meet the additional costs of disability, not basic living expenses or council tax.

Exceptional vulnerability and disability: Enforcing council tax liabilities against a severely disabled, vulnerable person who is unable to work is a breach of the Council's Public Sector Equality Duty under Section 149 of the Equality Act 2010. Administrative bad faith and harassment: The current summons has been issued by housing and revenues officers who are fully aware of my vulnerability, health conditions, and the ongoing legal disputes between the parties.

Concluding

I will be presenting this and other documentation regarding the housing team's repeated attempts to cause me harm to the court. I am presenting this application to the Council to allow the authority to withdraw the summons and resolve this matter administratively and fairly.

If the Council fails to withdraw the summons and reduce the liability to nil before the hearing, I will submit this application, alongside the audio recording and report of Daniel Reynard dated 11 September 2025, and Carla Buey's email dated 5 September 2025, to the Peterborough Magistrates' Court on 29 July 2026. This evidence will be used to show that the summons has been issued in bad faith and that the enforcement proceedings are an abuse of process.

Please:

Confirm receipt of this application in writing immediately.

Reply to this application in writing within 7 days, and confirm that the summons has been withdrawn and the account adjusted to nil.

Regards,

Ryan Tremble-Niccolls

3 Caledon Way

Prepared in accordance with Section 13A(1)(c) of the Local Government Finance Act 1992 and the Cambridge City Council Council Tax Reduction Scheme 2026.

--- appendix

Schedule of Council Tax payments and Previous Discretionary Relief

In 2019, I submitted a discretionary reduction application to Cambridge City Council on the grounds of severe vulnerability, disability, and financial abuse. Following this application, the Council formally exercised its discretion under Section 13A(1)(c) of the 1992 Act to grant me a full 100% reduction (reducing the liability to nil) for two full years of council tax (comprising the 2017–2018 and 2018–2019 financial years).

The following is a comprehensive list of all council tax years, demonstrating my consistent entitlement to exemption, discount, or full reduction due to my ongoing severe disabilities and lack of taxable income:

2015–2016 (Hackney Council): Fully exempt (full Council Tax Reduction applied).

2016–2017 (Bristol City Council): Fully exempt (full Council Tax Reduction applied).

2017–2018 (Cambridge City Council): 100% discretionary reduction granted under Section 13A(1)(c) (liability reduced to nil).

2018–2019 (Cambridge City Council): 100% discretionary reduction granted under Section 13A(1)(c) (liability reduced to nil).

2019–2020 (Cambridge City Council): Fully exempt (full Council Tax Reduction and disability premium applied).

2020–2021 (Cambridge City Council): Fully exempt (full Council Tax Reduction and disability premium applied).

2021–2022 (Cambridge City Council): Fully exempt (full Council Tax Reduction and disability premium applied).

2022–2023 (Cambridge City Council): Fully exempt (full Council Tax Reduction and disability premium applied).

2023–2024 (Cambridge City Council): Fully exempt (full Council Tax Reduction and disability premium applied).

2024–2025 (Cambridge City Council): Fully exempt (full Council Tax Reduction and disability premium applied).

2025–2026 (Cambridge City Council): Fully exempt (full Council Tax Reduction and disability premium applied).

2026–2027 (Cambridge City Council): Currently summonsed (Account 6992863X, subject to this application for Class D Council Tax Reduction and Section 13A(1)(c) discretionary write-off).

For the current 2026/2027 financial year, I remain the sole resident and secure tenant of 3 Caledon Way, CB4 2UT. My income has not changed, and I remain entitled to a full Class D CTR and Section 13A(1)(c) discretionary reduction to nil.